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Stephen O'Brien's avatar

In my opinion, the real problem is not government policy. It is what many people are told in their 20’s. I heard it. Your generation has it so difficult. You will never be able to buy a house. Yours will be the first generation not to live a higher life standard than your parents. Etc., Etc. I heard it in the 1970’s a period of high unemployment, high inflation, continuing anti-war violence in the early part of the decade, double digit mortgage rates, and 20% required down payments for houses. It was extremely rare for someone in the early 20’s to think about buying a house. I entered the job market in 1970 with a college degree and an MBA, yet I was 32 before my wife (who also worked) and I bought a starter house and made due with one car. The mortgage rate was 9%. That was a difficult period where the pessimism appeared warranted. It certainly wasn’t the easy period some young people paint it to be. I would argue the pessimism was more justified than today. But despite the gloom of the period, it was a much better time than what parents went through with a depression and World War II. Don’t believe the politicians, pundits and press who keeps peddling this nonsense for their own selfish purposes.

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